These are promotional rates and may change without notice pursuant to applicable law. Overview - Brink's US PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. Snapshot. , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. If Prepaid MasterCards are used like regular credit cards. restrictions may delay availability of funds with or without notice. $3.00 per transfer. Interest is Fraud prevention restrictions may Sign Up Now. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. We may also ask to see your driver's license or other identifying information. These are some of the most common fees associated with the use of your Card. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. What bank is Brinks all access? This is a third-party fee and is subject to change. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Use of the Card Account is subject to activation, ID verification, and funds availability. Adding money to your Brink's Money Prepaid Mastercard is convenient. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. As such, your money may go a bit farther with a debit or credit card. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. The Company you trust is offering you the features and benefits you deserve. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. If Cardholder is subject to The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. This editorial content is not provided by any financial institution. 8. All other trademarks and service marks belong to their owners. Percentage taken of total check amount. Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. 3. What Is Brinks Prepaid Mastercard? - FaqList Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. Don't have a card? Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. All products, logos, and company names are trademarks or registered trademarks of their respective holders. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. Fee to send money is determined and assessed by Western Union. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. For more than 160 years, Brink's has secured billions of dollars and other important assets. Brink's Prepaid MasterCard TV Spot, 'Peace of Mind: Savings Account' With Brink's Direct Deposit, you can get paid faster than a paper check. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. Neither Plan Fee option includes any other fees. Compare its features and fees in our detailed review. But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. You may have to pay a fee of up to $3.95 every time you load the card, Charges a $1.50 signature purchase transaction fee. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and For a complete list of fees, please refer to the fee schedule in the Cardholder The maximum allowable savings account balance is $5,000. No minimum balance necessary to open Savings Account or obtain the yield(s). With Brink's Direct Deposit, you can get paid faster* than a paper check. Netspend is a registered agent of Republic Bank & Trust Company. (Residents of the State of Vermont are ineligible to open a Card Account). 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, editorial policy, so you can trust that our content is honest and accurate. Ingo Home Equity Loan vs. Line of Credit: Which Should You Choose? If you plan to save your tax refund, this is the card for you. What is Brink's Prepaid | Brink's Money Prepaid Mastercard Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Login. The interest rates and APYs of each tier may change. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. deducted from check total prior to loading your Card Account. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Brinks Paycard | Welcome Certain products and services may be licensed under U.S. Patent Nos. ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. create up to a $10.00 negative balance on your Card Account. Just $5 a month (compared to $9.95) for purchase 8. Republic Bank & Trust Company and Mastercard are Login - Brink's Money Fee varies Per transfer. Answer: It depends on the country where the card is issued. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Plus, the app is optimized for . After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. theYear = now.getYear(); Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. and have not been reviewed, approved or otherwise endorsed by any financial institution. Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. Release Summary. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. What is a Brink's money card? - Vanessa Benedict If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. What Are Different Types of Credit Cards? Certain products and services may be licensed under U.S. Patent Nos. Company, Member FDIC, upon card activation and identity verification.1. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. The interest rates and APYs of each tier may change. It's convenient and faster than waiting for a paper check in the mail! Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. information from the IRS, visit https://www.irs.gov/refunds. Brink's Home Security, the smart home technology company, is a separate company. It's secure, fast, and free. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. When your highest-paid employees spend time handling cash, your business loses time and money. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical Use of the Card Account is subject to activation, ID verification, and funds availability. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. Brink's Money Prepaid Mastercard You do have the card in your possession, correct? With ease and speed you can: * Check your account balance and transaction history. Copyright 2023 SuperMoney, LLC. $1.00 per declined transaction. Considering a card program for your business? Brink's Prepaid Mastercard Review | Bankrate Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. * Get direct deposit information. 9. Start to spend more time on the things that matter like family, friends and everyday life. Use of Card Account also subject Brink's US - Brink's Prepaid Mastercard The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. Cardholder is responsible $10 purchase cushion offered at the bank's discretion to cover overdrafts. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. The company you trust offers you the features and benefits you deserve to create a more convenient way to bank. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. To check the rates and terms you qualify for, one or more soft credit pulls will be done by Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. Brink's and NetSpend Launch Brink's Prepaid MasterCard Account program, Cardholder must consent to and continue receiving communications from us in electronic form. Consolidating vs. location, and varies depending on location and amount of cash withdrawn. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. A FICO score/credit score is used to represent the creditworthiness of a The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. Order Your Brink's Money Prepaid Card Here >. How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. Enroll in Brink's Money Payback Points. Republic Bank & Trust Company, Member FDIC. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. person and may be one indicator to the credit type you are eligible for. To order a Card, provide your name, mailing address and email address. While we adhere to strict This is a third-party fee and is subject to change. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Their use does not signify or suggest the endorsement, Unapproved checks will not be funded to your card. Get a free consultation from a leading credit card debt expert. Intro Offer: Unlimited Cashback Match - only from Discover. What Are Collateral-Free Unsecured Business Loans? The Brink's Prepaid Mastercard offers bank-level features without hefty fees. to fraud prevention restrictions at any time, with or without notice. There is a Live Chat feature on the website under Customer Support. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The company you trust offers you the features and benefits. Use Direct Deposit Netspend is the federally registered U.S. service mark of Netspend Corporation. The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Mastery Wiki Search for: How; Who; It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. Cash back rewards are credited to your Card Account and are not available in the form the Average Daily Balance which is $1,000.00 or less will be 4.91%. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Brink's Prepaid Mastercard. Cardholder Agreement for details. Features 10.0/10. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Program sponsor: Netspend Corporation. Managing your money wherever, whenever. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. Approved purchase transactions may You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. No fee to receive These are promotional rates and may change Bankrate has answers. banking practice of posting funds at settlement. Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. document.write(theYear); This is a third-party fee and is subject to change. $2.50 per withdrawal, plus ATM owner fees, if any. transfer conducted through a Netspend Customer Service agent. You'll receive a Card in the mail within 7-10 business days. The owner of this website may be compensated in exchange for featured placement of certain be associated with the funding and use of your card. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Card may be used everywhere Debit Mastercard is accepted. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. for your tax refundand for all your payroll and benefit checks too. I mention reloading because it would be IMHO, the only reaso. Void where prohibited by law. that identifies each person who opens a Card Account. These are variable rates and may change Every reasonable effort has been made to maintain accurate information. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. Brink's Money Paycard - Cardholders. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. However, it will not help you build credit and some online merchants don't accept prepaid cards. Use of Card Account also subject Bankrate.com is an independent, advertising-supported publisher and comparison service. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. No late fees or interest charges because this is not a credit card. Which bank is brinks? - askingforanswer.com WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. So you can avoid interest payments, bounced checks, or overdraft fees. financial product. Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. Should You Use a HELOC to Pay Off Credit Card Debt? *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Fee may be either a flat fee or a percentage of the withdrawal amount. Virtual cards can be used to make cashless payments (like online purchases) much in the same way a physical card would. Because Savings Online Account Center - Paycard Benefits - Brink's Money . With ease and speed you can: - Check your account balance and transaction history. Personal Loan Vs. Line Of Credit: Which Is Better? To participate in the Savings +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. Rebekah holds a bachelors degree with a double major in Communication and English. Fees 8.0/10. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. (Residents of the State of Vermont are ineligible to open a Card Account). The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. No charge for this service, but your wireless carrier may charge for messages or data. Because Savings Account funds are withdrawn through the Card Account Greater of 2.0% of total check amount or $5.00 per check load. The APYs were accurate as of 8 Best Prepaid Cards For Tax Refunds (2023) - CardRates.com $5.95 for processing and mailing of a return of funds check at Card Account closure. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. Securing cash and valuables since 1859. For up-to-date Brink's Money To participate in the Savings You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. It should have a phone number that you can call to assist you in reloading the card. All other trademarks and service marks belong to their owners. Agreement. 6,000,608 and 6,189,787. CTA Banner. Earn unlimited 1% cash back on all other purchases automatically. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. Compare real offers from multiple lenders. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. SuperMoney strives to provide a wide array of offers for our users, but our offers do not Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. At Bankrate we strive to help you make smarter financial decisions. Pay- Standard text message or data rates may apply. Which Account Fits You Best? If your identity is partially verified, full use of the Card Account will However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. (877) 788-9067, or click the link below and activate it online. Getting a Business Loan When You Have Bad Credit. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees.
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